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<p>This website does not constitute ﬁnancial advice.<br>All investments carry a degree of risk: <a href="https://library.swissquote.com/shared-images/risks-disclosure-bank-europe-en">learn more</a>.<br>Swissquote Bank Europe&nbsp;Supervised in Luxembourg by the CSSF.<br>Member of FGDL Deposit Guarantee Scheme.</p>


Legal Information

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<p>Swissquote Bank Ltd is Switzerland’s leading provider of online banking and financial services. The bank is headquartered in Gland, Switzerland with an auxiliary office in Zurich and representative offices in Dubai and Hong Kong.</p><p><strong>Licence and advantages</strong></p><ul><li>Regulator: FINMA</li><li>Licence: Bank</li><li>Free Swiss bank account</li><li>Multilingual customer support</li></ul>

<p>It seems that you are located in the USA, while about to access our website for Europe.&nbsp;By clicking&nbsp;<strong>"Continue"</strong>&nbsp;you confirm that you have read and understood this legal information related to&nbsp;<a href="#expand">local restrictions</a>&nbsp;and that you access the website on your own initiative and without any solicitation from Swissquote.</p><hr><p>Swissquote Bank Ltd ("Swissquote") is a bank licensed in Switzerland under the supervision of the Swiss Financial Market Supervisory Authority (FINMA). Swissquote is not authorized as a bank or broker by any US authority (such as the CFTC or SEC) neither is it authorized to disseminate offering and solicitation materials for offshore sales of securities and investment services, to make financial promotion or conduct investment or banking activity in the USA whatsoever.<br><br>This website may however contain information about services and products that may be considered by US authorities as an invitation or inducement to engage in investment activity having an effect in the USA.<br><br>If you are currently not located in the USA, please click "Continue" in order to access our Website.</p>

HELLO THERE,

Explore

<p>The low cost way to get your investments on track.</p>

Smart Portfolio pricing

<p>Get started with only 5'000 EUR/USD/GBP.</p>

No Setup Fees

<p>Additional funds are invested at no charge.</p>

No Rebalancing Fees

<p>Withdraw funds at your convenience.</p>

No Exit Fees

<table><tbody><tr><td><strong>Total value of your Smart Portfolio</strong></td><td><strong>On the first 50'000</strong><br>EUR/USD/GBP</td><td><strong>On the next 50'000</strong><br>EUR/USD/GBP</td><td><strong>Over 100'000</strong><br>EUR/USD/GBP</td></tr><tr><td><strong>Swissquote administration fee</strong></td><td>0.90%</td><td>0.60%</td><td>0.40%</td></tr><tr><td><strong>Product Costs*</strong></td><td>0.50% (0.98%**)</td><td>0.50% (0.98%**)</td><td>0.50% (0.98%**)</td></tr><tr><td><strong>Total costs</strong></td><td><strong>1.40% (1.88%**)</strong></td><td><strong>1.10% (1.58%**)</strong></td><td><strong>0.90% (1.38%**)</strong></td></tr></tbody></table>

All-in annual costs from 0.90% to 1.88%

<p><strong>PLATINUM VIP </strong>20% discount on Swissquote administration fee</p>

<p><strong>APEX VIP </strong>40% discount on Swissquote administration fee</p>

<p>The Swissquote&nbsp;Administration Fee covers all transaction costs associated with the automated investments in your chosen portfolio. This includes costs for redemptions or switches.</p>

What does our Administration Fee cover?

<p>The Swissquote administration fee is based on the value of your portfolio. It is calculated monthly and charged quarterly. The fee is automatically collected from the cash held on your account, in the same currency as your chosen portfolio.</p><p>If there is no cash on your account, the fee will result in your cash balance dropping below zero. No interest will be charged on negative balances resulting from fees.</p><p>Outstanding administration fees will automatically be deducted from additional funds transferred on to your account before being invested. If your cash balance remains negative one month after the Administration Fee is applied, the Bank may sell some of your holdings in order to cover the debt.</p><p>The ongoing charges for managing the portfolio are automatically deducted by BlackRock from the fund performance, and thus not invoiced to your account.</p>

How is the fee charged?

<table><tbody><tr><td>Minimum investment amount</td><td>Minimum top-up amount</td></tr><tr><td>5'000 EUR/USD/GBP</td><td>100 EUR/USD/GBP</td></tr></tbody></table>

What are the minimum investments in Smart Portfolios?

<table><tbody><tr><td><strong>Entry fee</strong></td><td>Free</td></tr><tr><td><strong>Partial redemptions</strong><br>Your order will be booked on the next Trade date.</td><td>Free</td></tr><tr><td><strong>Rebalancing fee</strong></td><td>Free</td></tr><tr><td><strong>Strategy change</strong><br>Your order will be booked on the next Trade date.</td><td>Free</td></tr><tr><td><strong>Exit fee</strong><br>Please note that the pro-rated Swissquote administration fee<br>will be applied prior to final transfer.</td><td>Free</td></tr></tbody></table>

What fees apply to transactions in the Portfolio?

<table><tbody><tr><td>Account opening fee</td><td>Free</td></tr><tr><td>Incoming transfers and payments</td><td>Free</td></tr><tr><td><strong>Cash withdrawals</strong><br>Please refer to Transfers in the Account Fees section for more details</td><td>Up to EUR 10</td></tr><tr><td>Account closure fee</td><td>Free</td></tr></tbody></table>

Are there any additional Account Fees?

<p>The following spreads apply to currency exchange:</p><table><tbody><tr><td><strong>Trade size (Euro or currency equivalent)</strong></td><td><strong>Spread</strong></td></tr><tr><td>25'000</td><td>0.90%</td></tr><tr><td>25'000 - 100'000</td><td>0.75%</td></tr><tr><td>100'000 - 500'000</td><td>0.50%</td></tr><tr><td>&gt; 500'000</td><td>0.25%</td></tr></tbody></table>

Total value of your Smart Portfolio	On the first 50'000 EUR/USD/GBP	On the next 50'000 EUR/USD/GBP	Over 100'000 EUR/USD/GBP
Swissquote administration fee	0.90%	0.60%	0.40%
Product Costs*	0.50% (0.98%**)	0.50% (0.98%**)	0.50% (0.98%**)
Total costs	1.40% (1.88%)**	1.10% (1.58%)**	0.90% (1.38%)**

Minimum investment amount	Minimum top-up amount
5'000 EUR/USD/GBP	100 EUR/USD/GBP

Entry fee	Free
Partial redemptions Your order will be booked on the next Trade date.	Free
Rebalancing fee	Free
Strategy change Your order will be booked on the next Trade date.	Free
Exit fee Please note that the pro-rated Swissquote administration fee will be applied prior to final transfer.	Free

Account opening fee	Free
Incoming transfers and payments	Free
Cash withdrawals Please refer to Transfers in the Account Fees section for more details	Up to EUR 10
Account closure fee	Free