ASK THE RIGHT QUESTIONS

A dual Spanish-Luxembourgish citizen, Candi Carrera is a seasoned value investor and co-founder of VingeGPT, combining 25 years of investment experience with AI technology. A former Microsoft executive until 2022, he moved to Málaga for an active retirement, founding 36 Square Capital to focus on value investing. A passionate educator, Candi teaches at the University of Luxembourg and ESSCA School of Management.

Inspired by Benjamin Graham and Warren Buffett, Candi champions disciplined, long-term investing. His career as a value investor and Fintech innovator highlights his ability to make sharp, decisive moves, whether it is capitalising on market opportunities or blending technology with financial insight. Candi’s disciplined approach emphasises a key lesson many investors face: while reliable, timely support is essential, not all banks deliver. 

When Candi opened a bank account in Spain, he encountered several practical challenges with cross-border banking. In contrast, Swissquote Bank Europe ensured his assets stayed secure and his portfolio remained flexible amid life’s changes. With the right tools and expertise, Candi could focus on what truly mattered—making swift, confident decisions to shape his financial future, no matter where it leads.