TRADE

BANK

INSPIRE

HELP

Private

Wealth Managers

Financial Advisors

Family offices

Professionals

CLIENTS

SOLUTIONS

COLLABORATION

OFFICES

Institutional

Why Swissquote

Open jobs

Careers

COMPANY

ANNUAL REPORT

INVESTOR RELATIONS

MEDIA

Group

main

Client Portal

Login

Sign up

Open your account

Become a client

Refer a friend

Refer a client

Help center

Client Services

Legal info & documents

HELP & Support

About us

Leadership

Press releases

Awards

Swissquote Bank Europe

Europa League

UEFA Women’s EURO 2025

This website does not constitute ﬁnancial advice. All investments carry a degree of risk: <a href="https://library.swissquote.com/shared-images/risks-disclosure-bank-europe-en">learn more</a>. Swissquote Bank Europe&nbsp;Supervised in Luxembourg by the CSSF. Member of FGDL Deposit Guarantee Scheme.

Legal Information

Open Banking API

EEA currency conversion

Swissquote Bank Ltd is Switzerland’s leading provider of online banking and financial services. The bank is headquartered in Gland, Switzerland with an auxiliary office in Zurich and representative offices in Dubai and Hong Kong.Licence and advantages<ul><li>Regulator: FINMA</li><li>Licence: Bank</li><li>Free Swiss bank account</li><li>Multilingual customer support</li></ul>

It seems that you are located in the USA, while about to access our website for Europe.&nbsp;By clicking&nbsp;"Continue"&nbsp;you confirm that you have read and understood this legal information related to&nbsp;<a href="#expand">local restrictions</a>&nbsp;and that you access the website on your own initiative and without any solicitation from Swissquote.<hr>Swissquote Bank Ltd ("Swissquote") is a bank licensed in Switzerland under the supervision of the Swiss Financial Market Supervisory Authority (FINMA). Swissquote is not authorized as a bank or broker by any US authority (such as the CFTC or SEC) neither is it authorized to disseminate offering and solicitation materials for offshore sales of securities and investment services, to make financial promotion or conduct investment or banking activity in the USA whatsoever. This website may however contain information about services and products that may be considered by US authorities as an invitation or inducement to engage in investment activity having an effect in the USA. If you are currently not located in the USA, please click "Continue" in order to access our Website.

HELLO THERE,

Explore

Gold

A golden opportunity for your trading.Gold trading is one of the world’s oldest investment. Considered as a hedge, a safe haven or a diversifier, the yellow metal remains one of the most popular assets in uncertain times.Swissquote has just launched Spot Gold trading (XAU), side by side with other currency pairs, allowing you to gain exposure to the commodity.

SPOT GOLD

Invest in the companies that mine and sell the precious metal.

Mining stocks

Get direct exposure by buying fractional ounces of gold – without turning your house into Fort Knox.

XAU spot gold

Use this passive method to track the price of gold or of a basket of gold mining companies.

ETFs & ETCs

CFDs offer the ability to use financial leverage to trade larger amounts than your original deposit for speculative or hedging strategies.

CFDs

Structured products are another investment alternative for trading gold with leverage, booster and barrier.

Warrants & Certificates

Hedge price risk, or take long or short positions with the world’s most liquid precious metals futures market.

NEW - Futures

Whether you’re looking to invest in gold as part of a long-term strategic allocation, or if you want to speculate on gold prices in the short term, we have the instruments to suit your needs:

The many ways Swissquote does gold

<table><thead><tr><th>Precious Metal</th><th>Custody Fees*</th><th>Spread**</th></tr></thead><tbody><tr><td>Gold XAU</td><td>0.2% p.a.</td><td>0.25 – 0.9%</td></tr><tr><td>VIP Gold XAU</td><td>0.1% p.a.</td><td>0.25 – 0.9%</td></tr></tbody></table>

Pricing

To buy fractions of gold ounces at spot price on your eTrading account, you need to activate XAU as a new currency in your multi-currency account. Follow the steps:<ul><li>Go to Preferences</li><li>Click on currencies</li><li>Then Add currency</li><li>Select XAU</li></ul>

Where do I find XAU spot gold on my account?

Yes, Swissquote Bank purchases the precious metal at the Loco Zürich gold market.

Is the spot gold physically-backed?

The gold you purchase with your Swissquote account is called unallocated. It means that you own an undivided, fractional interest in the physical gold owned by Swissquote Bank.

Do I have ownership rights?

No, Swissquote only facilitates buy and sell. As the Bank is your sole counterparty, gold may not be transferred.

Can I transfer gold in or out?

Physical delivery of your gold position is not available.

Can I request physical delivery?

Swissquote offers a transparent tiered commission spread based on order value. Access the spreads on the&nbsp;pricing page under currency conversion.We apply custody fees of 0.20% per annum (0.10% for VIPs) that include storage and insurances*.* + standard VAT rate for EU residents.

Precious Metal	Custody Fees*	Spread**
Gold XAU	0.2% p.a.	0.25 – 0.9%
VIP Gold XAU	0.1% p.a.	0.25 – 0.9%