INTEREST RATES
Who said only active investing can generate returns? Either through our Swissquote Account or through Invest Easy, your savings in CHF, EUR, GBP, USD, AED or ZAR will generate attractive interest, effortlessly.
Put money aside and get regularly remunerated for it. Both Save Easy and the Saving Strategy of our Invest Easy wealth management solution offer fee-less, multi-currency and automatically remunerated interests up to 5%, with no minimum deposit.
| Interest rates | ||||
|---|---|---|---|---|
| Cash deposit | CHF* | EUR | USD | GBP |
| 0 – 50’000 | 0.75% | 1.5% | 1.75% | 2% |
| 50’001 – 100’000 | 0.35% | 0.75% | 1% | 1.25% |
| Over 100’000 | 0.25% | 0.30% | 0.50% | 0.75% |
*New rates starting on 1.10.2024
| Cash deposit | AED |
|---|---|
| 0 – 200’000 | 1.75% |
| 200’001 – 400’000 | 1.00% |
| Over 400’000 | 0.50% |
| Cash deposit | ZAR |
|---|---|
| 0 – 1'000'000 | 5% |
| 1'000'000 - 2'000'000 | 3.50% |
| Over 2'000'000 | 2.00% |
| Conditions and Fees | |
|---|---|
| Monthly cash-out limit* |
|
| Notice period to exceed cash-out limit without penalty | 3 months |
| % penalty over 25’000 cash-out | 1% |
| Strategy fee | No fees |
| Minimum deposit | CHF/ EUR/ USD/ GBP/ AED/ ZAR 1 |
*Not applicable to transfers to another Invest Easy strategy or currency conversions within Saving Strategy, which are free of restrictions and limit.
Not applicable to currency conversions within your account, which are free of restrictions and limit.
| Cash deposit | CHF | EUR | GBP | USD | AED |
|---|---|---|---|---|---|
| < 200K | 0% | 0% | 0% | 0% | 0% |
| 200K – 500K | 0% | 0% | 0% | 0% | 0% |
| > 500K | 0% | 0% | 0% | 0% | 0% |
Interests are accrued daily, based on the balance at the end of each day. They are deposited on your account once a year, at the end of the year. Positive interest rates only apply to private clients, legal entities are not eligible.