INVEST EASY

If you just started sinking your teeth into the investment world and you find it too vast; or if you’d just like a little bit of guidance along the way, Invest Easy is the best complement to your finances.

With professionally predefined strategies, competitive pricing and user-friendliness at its core, our tool allows you to automatically invest money in a variety of products, so your assets and capital are put to work for the long term.

Invest Easy is available in CHF, EUR, USD and GBP. However, regardless of your account’s main currency, investment strategies (Prudent, Balanced, Ambitious and Fearless) invest only in CHF. This means that the investment amount will always be converted to CHF first.

You can top up your Invest Easy with your credit card or by transferring funds to your account, either as a one-off payment made at your convenience, or by setting up regular payments.

After your entry deposit of a minimum of CHF/EUR/USD/GBP 500, Invest Easy will automatically invest your available cash balance anytime there are at least CHF/EUR/USD/GBP 100 in your account. Your account details can be found under Payments & Transfers.

The investment strategies cost a flat fee (administration fees) of 0.60%. To this, external product fees are added, based on the strategy chosen*:

• Prudent Strategy: 0.21%
• Balanced Strategy: 0.19%
• Ambitious Strategy: 0.14%
• Fearless Strategy: 0.06%

*The product fees are approximate and subject to change over time, depending on the underlying costs and the weight of each underlying.

You can open as many Invest Easy accounts as you wish, bearing in mind that each account allows for one single strategy. Furthermore, remember that you can also switch strategies anytime.

The investment strategies cost a flat fee (administration fees) of 0.60%. To this, external product fees are added, based on the strategy chosen*:

• Prudent Strategy: 0.21%
• Balanced Strategy: 0.19%
• Ambitious Strategy: 0.14%
• Fearless Strategy: 0.06%

*The product fees are subject to change over time, depending on the underlying costs and the weight of each underlying.

The following fees are already included in the offer:

• Transaction fees
• Deposit fees
• Incoming fund transfers (from bank or post office accounts)
• Outgoing payments in Switzerland and Liechtenstein in CHF/EUR and SEPA credit transfers
• Annual report/Tax return/Income statement

Furthermore, no stamp duties are applicable.

The following costs are not included in the offer:

• Stock exchange fees
• Exchange fees (spread) if deposit/reinvestment is made in a currency other than CHF: 0.95%

A strategy is active and a switch effective as soon as it is selected, and up to the moment where you decide to stop it via the Setup option.

The funds will be invested no later than the following business day after the deposit is made. Please bear in mind that the funds will only be invested if the minimum initial and/or reinvestment deposit amount is reached (CHF 500* for initial deposit, CHF 100* for reinvestments).

*Or any other currency of your choice (EUR, USD or GBP)

• Once the minimum deposit is made (CHF 500* for initial deposit, CHF 100* for reinvestments): No later than the following business day.
• When switching between investment strategies: No later than 2 business days after the switch.
• During the review of the strategies by our Investment Committee, if changes are applied (composition, weighting, etc.): Quarterly.

*Or any other currency of your choice (EUR, USD or GBP)

The investment strategies propose Tracker Certificates, tailor-made by Swissquote’s experts. With Tracker Certificates, investors have simple and cost-effective means of investing in an entire stock market without having to own each of the individual stocks, fixed income, commodities, real estates or cryptos. Tracker Certificates also facilitate access to exotic markets in which clients would otherwise not be able to trade via their bank or broker.

Tracker Certificates have been for years one of the most popular structured products. They trade in lockstep with the price movements of a given index. Most of these products are tied to recognised stock market barometers. Thus, with a single investment in a Tracker Certificate, investors can diversify their risk exposure across a wide range of individual stocks, fixed income, commodities, real estates or cryptos through ETFs and ETPs.

To know more about the composition of each strategy, with the type of investment products proposed and the assets list, click on the links below:

• Prudent Strategy composition
• Balanced Strategy composition
• Ambitious Strategy composition
• Fearless Strategy composition