MORTGAGE
Unlock the door to homeownership.
Our mortgage has the best Saron rates in Switzerland, provides a fully online application process and, with our calculator, you know upfront how your payments will look like.
*Note that the mortgage application process is only available in German and French.
Benefit from the best Saron rates in Switzerland, from %
Apply online: your home financing journey free of mountains of paperwork and long waiting lines
Chat with a financing expert to answer all your questions
The interest rates stated here are indicative guidelines and apply to first mortgages covering up to 80% of the market value of the property concerned. These interest rates are subject to market fluctuations and are adjusted on a daily basis.
Interest rates can be fixed free of charge up to 9 months in advance. Additional forward rates also apply; these are shown when an offer is created.
*Please bear in mind that the mortgage application process is only available in German and French.
| Fixed rate | Interest rate |
|---|---|
| to 10 years from: | 1.41% |
| to 9 years from: | 1.37% |
| to 8 years from: | 1.3% |
| to 7 years from: | 1.22% |
| to 6 years from: | 1.18% |
| to 5 years from: | 1.14% |
| to 4 years from: | 1.09% |
| to 3 years from: | 1.07% |
| to 2 years from: | 1.04% |
| SARON rate | Interest rate |
|---|---|
| to 3 years from: | 1% |
| to 1 year from: | 1.1% |
Use our online calculator to find out upfront whether you’re eligible for a mortgage and what your monthly expenses would be.
Open your Swissquote account in a few clicks and in fewer minutes. Already a client? Login
Apply for a mortgage and submit your application online. You shall receive an answer within only 2-3 working days.
Sign your new mortgage contract and send back it to us. That’s it! Welcome home!
We have joined forces with Luzerner Kantonalbank, the leading bank in Canton Lucerne, to offer you the best mortgage interest in the country, attractive terms and the easiest application process out there.
To be able to apply for a Swissquote online mortgage, you must satisfy the following conditions:
Our dedicated Customer Care team is ready to ensure that your mortgage lives up to your expectations and available to answer all your questions. Reach out at hypo@swissquote.ch.