MONEY MARKETS
Your liquidity in agile mode
Optimise your liquidity surplus by engaging in Fiduciary Deposits, Treasury Bills, and a diverse spectrum of financial instruments, all seamlessly accessible through your internal settlement account.
with fixed/flexible placement durations
Swissquote and a selection of 10 banks to choose from
with our Lombard loan against the pledge of your deposit
Interest Rates
Please select a bank to display the indicative rates. All rates are displayed net, and for an invested amount of EUR 100'000 – 499'999 (or CHF/USD equivalent). See below for commission on paid interest for higher amounts. Shorter periods available upon request.
| 3M | 6M | 9M | 12M | CALL | |
|---|---|---|---|---|---|
| CHF | N/A | N/A | N/A | N/A | N/A |
| EUR | 2.39% | 2.11% | 1.94% | 1.83% | 1.85% |
| USD | 3.83% | 3.98% | 4.05% | 4.02% | 3.75% |
| Placement duration | Fixed from 1 to 12 months or flexible with 48h notice period (Call) |
| Minimum investment amount | CHF/EUR/USD 100'000 (or higher, depending on counterparty) |
| Currencies offered | CHF/EUR/USD/GBP/CAD/AUD or other currencies upon request |
| Payment of interests | On maturity for fixed placements / Quarterly for call placements |
| Value date for operations | 48 hours – D+2 |
| Order placement | By telephone on +41 58 721 98 00 |
| Counterparty | Your choice among 10 partner banks |
| Ticket Fee | CHF/EUR/USD 25 or equivalent value in EUR |
| Commission on paid interests | Based on the amount of the nominal in CHF/EUR/USD or equivalent in EUR. • 100'000 – 499'999: 10% • 500'000 – 999'999: 8% • Over 1'000'000: 5% |
| Withholding tax | Not Applicable |
| Increase / Decrease of capital (call deposits only) | CHF/EUR/USD 25 or equivalent in EUR |
| Ancillary fees | VAT applicable to commissions paid (Swiss residents only) |
| Counterparty | Swissquote Bank |
| Ticket Fee | 0, except for any increase / decrease / liquidation of capital (only for call deposits) |
| Commission on paid interests | None |
| Withholding tax | 35% on interests |
You can easily request a Lombard Loan with attractive conditions by pledging up to 90% of the value of the funds locked in a term or fiduciary deposit.
This means that even as your money is generating interest, you can rapidly obtain the liquidity to seize new investment opportunities, at any time.
Call us on +41 58 721 98 00 to find out our latest rates and learn more about our tailored service offerings for institutional clients.
We are eager to know how we can further customise our solutions to your needs. Choose your Swissquote office and reach out now!