Who said only active investing can generate returns? Either through our ePortfolios or through cash deposits in your account, your savings in CHF, EUR, GBP, USD or AED will generate attractive interest, effortlessly.
Your cash held in CHF, EUR, GBP, USD or AED can start generating progressive interest in your Swissquote Account. These positive interest rates are valid for deposits of any amount, without any conditions on withdrawals – a one-of-a-kind deal in Switzerland! To put it simply, the more cash you keep in your account, the higher the rate at which you will earn passive income.
| Cash deposit | CHF* | EUR | GBP | USD | AED |
|---|---|---|---|---|---|
| < 200K | 0% | 0.10% | 0.10% | 0.20% | 0.20% |
| 200K – 500K | 0% | 0.20% | 0.20% | 0.30% | 0.30% |
| > 500K | 0.25% | 0.30% | 0.30% | 0.40% | 0.40% |
*New rates starting on 1.07.2024
If you qualify for a higher interest rate, that rate will apply to the full amount of the deposit. For example, with a deposit of 200k, you will earn 0.25% on the entire sum.
Interests are accrued daily, based on the balance at the end of each day. They are deposited on your account once a year, at the end of the year. Positive interest rates only apply to private clients, legal entities are not eligible.