Light Swissquote Virtual Debit Mastercard® | Bright Swissquote Debit Mastercard® | Elite Swissquote Elite Debit Mastercard |
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The banking package attached to the Swissquote Virtual Debit Mastercard®, which includes basic daily banking services and a virtual-only card. | Our most complete banking package, including the physical and digital Swissquote Debit Mastercard® and exclusive perks. | Our most exclusive banking package with a physical and digital Swissquote Elite Debit Mastercard® and exclusive benefits. |
Free | Monthly subscription Free for the first 6 months* | Monthly subscription CHF 39 |
*Please bear in mind that your account will automatically be debited with the Bright Package subscription fee from the 7th month on. However, you can cancel your package anytime.
Service | Light | Bright | Elite |
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Cash withdrawal in Switzerland | CHF 1.9/withdrawal | 5 free withdrawals/month | 5 Free withdrawals worldwide (Switzerland and abroad)** |
Cash withdrawal abroad* | CHF 4.9/withdrawal | CHF 4.9/withdrawal | |
Transaction fees in all currencies (both in-store and online) | Free | Free | Free |
Currency exchange in 13 currencies*** | 0.95% | 0.95% | 0% up to CHF 5'000/month. Beyond that: 0.25% per transaction. |
Card replacement fee | - | 5 CHF | 50 CHF |
*Swissquote is not responsible for any fees charged by third party banks
**Beyond that: CHF 1.90 in Switzerland and CHF 4.90 abroad
***The 13 currencies are: CHF - USD - EUR - GBP - JPY - AUD - CAD - SEK - HKD - NOK - DKK - AED - SGD
Service | Light | Bright | Elite |
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Transfers and payments in Switzerland and Liechtenstein in CHF and EUR | Free | Free | Free |
Transfers and payments in Europe (SEPA) in EUR | EUR 2 | Free | Free |
Transfers and payments in other currencies | See payment fees | See payment fees | See payment fees |
QR-bill | Free | Free | Free |
TWINT | Free | Free | Free |
Limits | Light | Bright | Elite |
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Contactless without PIN | CHF 80 | CHF 80 | CHF 80 |
Monthly payment | CHF/EUR/USD 10'000 | CHF/EUR/USD 25'000 | CHF/EUR/USD 50'000 |
Monthly ATM | CHF/EUR/USD 5'000 | CHF/EUR/USD 10'000 | CHF/EUR/USD 10'000 |
Daily ATM | CHF/EUR/USD 1'000 | CHF/EUR/USD 2'000 | CHF/EUR/USD 5'000 |
Offline contactless (Monthly) | CHF 150 | CHF 150 | CHF 150 |
Offline contact (Monthly) | CHF 250 | CHF 250 | CHF 500 |